| CREDIT UNION
MEMBERSHIP |
| Membership Share |
$25.00 Par value |
| Membership |
Fee $1.00
|
| MINIMUM BALANCE
REQUIREMENTS |
| Minimum Balance - Regular Shares |
$25.00 |
| Minimum Balance - Club Accounts* |
$5.00 |
| Minimum Balance - Money Market |
$500.00 |
| Minimum Balance - Share Certificates |
$1,000.00 |
| *
Club Accounts include: Christmas, Vacation and Wage Accounts |
| OVER THE COUNTER
SERVICES |
| Certified Check |
$5.00 (per check) *No stop payment available |
| Travelers Checks |
$1.00 (Any amount) |
| Money Orders |
$0.75 (per money order) |
| Money Order Stop Payment Fee |
$5.00 (per money order) |
| Western Union (Domestic) |
$20.00 |
| Western Union (International) |
$30.00 + 2% of Total Over $500 |
| Outgoing Wire Transfer (Domestic) |
$20.00 |
| Outgoing Wire Transfer (International) |
$40.00
|
| Incoming Wire Transfer |
No Fee
|
| ALL ACCOUNTS (unless
specifically specified) |
| Inactive Account Fee |
$2.00 per month after 2 years and balance under $100 |
| Money Market Excessive Withdraw
Fee |
$20 per withdraw after 4 per month |
|
|
| Set-up Fee for Deffered Tax Account:
|
|
| Traditional Individual Retirement
Account |
Waived |
| Roth Individual Retirement Account |
Waived |
| Coverdell Education Account |
Waived |
| |
| Check Printing Fee |
Varies depending on style |
| Debit Card Replacement Fee |
$15.00 |
| Visa Card Replacement Fee |
$15.00 |
| Non-Sufficient Funds (NSF) - Check |
$20.00 Per item |
| Non-Sufficient Funds (NSF) -
ACH |
$15.00 Per item |
| Returned Check |
$20.00 Per item |
| Stop Payment |
$20.00 Per request |
| Paid Draft Copy (Onsite Branch
Request) |
$5.00 Per item |
|
|
| Transfer Fee for Overdraft Protection |
$5.00 Per transaction |
| Account Reconciliation Fee |
$10.00 Per hour |
| Account Closure Fee |
$25.00 if closed within 6 months of opening |
|
|
| Reprint of Member Account Statements |
$5.00 Per Statement |
| LOAN ACCOUNTS |
| Refinance Existing Credit Union
Loan Application |
$50.00
|
|
|
| Home Equity Application |
$50.00 |
| Home Equity Appraisal Fee @ Cost |
$200.00 |
| Home Equity Filing Fee @ Cost |
$45.00 - $54.00 Depending on County |
| Home Equity Lien Release @ Cost |
$28.50 - $35.00 Depending on County |
| Home Equity Flood Certification
@ Cost |
$17.00 |
| Home Equity Property Search @
Cost |
$32.00 |
| Home Equity Bring Down Filing
@ Cost |
$18.00 |
| Home Equity Voluntary Subordination |
1% of the remaining balance |
| |
| State Issued Title Lien holder
@ Cost |
Up to $10.00
|
|
|
| Commercial Loan Application |
$50.00 |
| Commercial Loan Analysis Fees
@ Cost |
Varies |
| @
Cost amounts are representative amounts, and actual amounts
could vary depending on circumstances. |
| |
