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Current Share Rates
 

Fourth Quarter 2011 Dividend
Declaration Date: December 31, 2011

REGULAR ACCOUNTS
Account Type
Minimum Balance
To Avoid Fee(s)
Minimum Balance**
To Earn Stated APY*
Dividend Rate
Dividend Yield
APY*
Shared Savings Account
Dividend Rate Determined Quarterly by the Board of Directors
$25.00
$100.00
0.20%
0.20%
    
Club Accounts
Christmas Club Account
Dividend Rate Determined Quarterly by the Board of Directors
$5.00
$5.00
0.10%
0.10%
Wage Club Account
Dividend Rate Determined Quarterly by the Board of Directors
$5.00
$5.00
0.10%
0.10%
Vacation Club Account
Dividend Rate Determined Quarterly by the Board of Directors
$5.00
$5.00
0.10%
0.10%
    
Share Draft Checking Account
Dividend Rate Determined Quarterly by the Board of Directors
$0.00
$0.00
0.00%
0.00%
   
Money Market Account
Tier 1
Dividend Rate Determined Quarterly by the Board of Directors
$500.00
$500.00 to $9,999.99
0.25%
0.25%
Tier 2
Dividend Rate Determined By Tier 1 Rate Plus 10 basis points (0.10%)
$500.00
$10,000.00 to $24,999.99
0.35%
0.35%
Tier 3
Dividend Rate Determined By Tier 1 Rate Plus 20 basis points (0.20%)
$500.00
Over $25,000.00
0.45%
0.45%
  * APY is the Annual Percentage Yield.
** Minimum Balance refers to Average Daily Balance over the period.

First Quarter 2012 Dividend
Declaration Date: March 31, 2012

REGULAR ACCOUNTS
Account Type
Minimum Balance
To Avoid Fee(s)
Minimum Balance**
To Earn Stated APY*
Dividend Rate
Dividend Yield
APY*
Shared Savings Account
Dividend Rate Determined Quarterly by the Board of Directors
$25.00
$100.00
0.20%
0.20%
    
Club Accounts
Christmas Club Account
Dividend Rate Determined Quarterly by the Board of Directors
$5.00
$5.00
0.10%
0.10%
Wage Club Account
Dividend Rate Determined Quarterly by the Board of Directors
$5.00
$5.00
0.10%
0.10%
Vacation Club Account
Dividend Rate Determined Quarterly by the Board of Directors
$5.00
$5.00
0.10%
0.10%
    
Share Draft Checking Account
Dividend Rate Determined Quarterly by the Board of Directors
$0.00
$0.00
0.00%
0.00%
   
Money Market Account
Tier 1
Dividend Rate Determined Quarterly by the Board of Directors
$500.00
$500.00 to $9,999.99
0.25%
0.25%
Tier 2
Dividend Rate Determined By Tier 1 Rate Plus 10 basis points (0.10%)
$500.00
$10,000.00 to $24,999.99
0.35%
0.35%
Tier 3
Dividend Rate Determined By Tier 1 Rate Plus 20 basis points (0.20%)
$500.00
Over $25,000.00
0.45%
0.45%
  * APY is the Annual Percentage Yield.
** Minimum Balance refers to Average Daily Balance over the period.

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