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Current Share Rates
 

Third Quarter 2008 Dividend
Declaration Date: September 30, 2008

REGULAR ACCOUNTS
Account Type
Minimum Balance
To Avoid Fee(s)
Minimum Balance**
To Earn Stated APY*
Dividend Rate
Dividend Yield
APY*
Shared Savings Account
Dividend Rate Determined Quarterly by the Board of Directors
$25.00
$100.00
0.85%
0.85%
    
Club Accounts
Christmas Club Account
Dividend Rate Determined Quarterly by the Board of Directors
$5.00
$5.00
0.60%
0.60%
Wage Club Account
Dividend Rate Determined Quarterly by the Board of Directors
$5.00
$5.00
0.60%
0.60%
Vacation Club Account
Dividend Rate Determined Quarterly by the Board of Directors
$5.00
$5.00
0.60%
0.60%
    
Share Draft Checking Account
Dividend Rate Determined Quarterly by the Board of Directors
$0.00
$1,000.00
0.25%
0.25%
   
Money Market Account
Tier 1
Dividend Rate Determined Quarterly by the Board of Directors
$500.00
$500.00 to $9,999.99
1.80%
1.81%
Tier 2
Dividend Rate Determined By Tier 1 Rate Plus 10 basis points (0.10%)
$500.00
$10,000.00 to $24,999.99
1.90%
1.91%
Tier 3
Dividend Rate Determined By Tier 1 Rate Plus 20 basis points (0.20%)
$500.00
Over $25,000.00
2.00%
2.02%
  * APY is the Annual Percentage Yield.
** Minimum Balance refers to Average Daily Balance over the period.