| REGULAR
ACCOUNTS |
| Account
Type |
Minimum
Balance
To Avoid Fee(s) |
Minimum
Balance**
To Earn Stated APY* |
Dividend
Rate |
Dividend
Yield
APY* |
| Shared
Savings Account |
Dividend Rate Determined Quarterly by the Board of Directors
|
$25.00
|
$100.00
|
0.85%
|
0.85%
|
|
|
| Club
Accounts |
Christmas Club Account
Dividend Rate Determined Quarterly by the Board of Directors
|
$5.00
|
$5.00
|
0.60%
|
0.60%
|
Wage Club Account
Dividend Rate Determined Quarterly by the Board of Directors
|
$5.00
|
$5.00
|
0.60%
|
0.60%
|
Vacation Club Account
Dividend Rate Determined Quarterly by the Board of Directors
|
$5.00
|
$5.00
|
0.60%
|
0.60%
|
|
|
| Share
Draft Checking Account |
Dividend Rate Determined Quarterly by the Board of Directors
|
$0.00
|
$1,000.00
|
0.25%
|
0.25%
|
|
|
| Money Market
Account |
Tier 1
Dividend Rate Determined Quarterly by the Board of Directors
|
$500.00
|
$500.00 to $9,999.99
|
1.80%
|
1.81%
|
Tier 2
Dividend Rate Determined By Tier 1 Rate Plus 10 basis points (0.10%)
|
$500.00
|
$10,000.00 to $24,999.99
|
1.90%
|
1.91%
|
Tier 3
Dividend Rate Determined By Tier 1 Rate Plus 20 basis points (0.20%)
|
$500.00
|
Over $25,000.00
|
2.00%
|
2.02%
|
* APY is the Annual
Percentage Yield.
** Minimum Balance refers to Average Daily Balance over the
period. |
