| We are committed to providing quality
products and services that will enable our members to meet their
financial goals. Protecting personal information and using it in
a manner consistent with member expectations is a high priority
for us.
To ensure our commitment, we stand behind the following privacy
policy:
- PA HealthCare Credit Union will collect only the
personal information that is necessary to conduct our business.
That means just what is necessary and no more.
- PA HealthCare Credit Union will protect your personal
information. PA HealthCare Credit Union will maintain
strong security controls to ensure that member information in
our files and computers is protected. Where appropriate, we
will use security-coding techniques to protect against unauthorized
access to personal records, ensure accuracy and integrity of
communications and transactions, and protect member confidentiality.
- You will always have access to your information. As a member
of PA HealthCare Credit Union, you will always have
the opportunity to review your information and make necessary
changes to ensure that our records are complete and accurate.
- PA HealthCare Credit Union will only share information
when absolutely necessary. We will only share information with
other businesses in order administer the products and services
we provide, or when required to do so by law.
- PA HealthCare Credit Union will partner only with
businesses that follow strict confidentiality requirements.
The businesses we select will offer products designed to enhance
our members' economic well being. Under no circumstances will
we authorize these firms to charge your account without your
express consent, and we will not sell member information to
telemarketing firms.
- PA HealthCare Credit Union will offer you a choice
in how your information is used. Any member of PA HealthCare Credit Union may elect to keep information from being
shared with our business partners. We will inform you on how
to exercise your choice, and will take all reasonable steps
to make sure your requests are followed. Members of PA HealthCare Credit Union also have a responsibility to safeguard
their financial information. With regards to our Internet Home
Banking site, this means protecting your access codes and changing
them frequently.
Our home banking database is a private system operated
for the exclusive use of our members. We use SSL encryption and
digital server authentication to insure the privacy of your information
when sending data between our home banking server and your home
computer.
All home banking logins are logged by the server.
For authenticated members who use home banking, we collect and store
certain information such as how often you visit the home banking
section, dates and times of visits and which pages are being used.
We use this information for internal review and product evaluation
only. We never sell, transfer or trade this information unless we
are compelled to do so by law.
We may gather and store additional information available
to us on failed login attempts and other activity we consider a
threat to our system. In these cases, we will share this information
with other companies, agencies and law enforcement officials as
we see fit.
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