Savings Accounts

The PA HealthCare Credit Union offers a variety of share accounts to meet the needs of our members. Each member begins their membership in the Credit Union with a Regular Share Account. The Regular Share Account Number is the basis for which all of your other accounts are maintained. Once the Regular Share Account is opened, you may create a number “Sub-Accounts”.

Regular Share Savings Account

Maintain a low minimum balance and enjoy all the benefits the Credit Union has to offer. The regular share savings account is an excellent opportunity to build your savings. Also, you have unlimited withdraw capabilities which makes our share savings account unique from other financial institutions.

Basic Sub-Accounts

  • Christmas Club Account: A great holiday budgeting tool that helps you save and earns dividends.
  • Vacation Club Account: Nothing better than budgeting while you plan for that wonderful getaway.
  • Wage Tax Club Account: Take the hassle out of the quarterly tax bill by saving along the way.
  • Share Draft Checking Account: This is what a checking account should be. FREE – just pay for your checks. Also, a FREE VISA Check Card is available for use wherever VISA is accepted.

Money Savings Sub-Accounts

  • Money Market Account: Enhances your savings potential by offering higher dividends but with some withdraw limitations.Minimum Balance Requirement of $500.
  • Share Certificates: The ultimate in savings, leave your savings for specific time and watch it grow.

Tax-Deferred Sub-Accounts

Traditional Individual Retirement Accounts

Our Traditional IRAs provide plenty of savings options.

  • Savings: A great starting point
  • Money Market Account: Low minimum balance requirement but higher earnings
  • Share Certificate: Lock it away and watch it grow. Minimum Balance Requirement of $1,000

ROTH Individual Retirement Accounts

Our ROTH IRA’s has plenty of savings options, just like our Traditional IRA.

  • Savings: A great starting point
  • Money Market Account: Low minimum balance requirement but higher earnings
  • Share Certificate: Lock it away and watch it grow. Minimum Balance Requirement of $1,000.